Company: MNJ Investments
Address: 3920 Anewby Way, Fort Worth, TX
Website: https://mnjinvestments.org
1. SMS Messaging Terms & Compliance
1.1 Program Description
We send transactional SMS messages (appointment confirmations, reminders, and service updates) to users who explicitly opt in via:
- Our website: https://mnjinvestments.org
- Scheduling forms with consent checkboxes
- Verbal/written consent (e.g., "Text YES to opt‑in")
Supported Carriers: AT&T, Verizon, T‑Mobile, Sprint, Boost Mobile, U.S. Cellular, and most regional carriers.
1.2 Requirements
- Age Restriction: Users must be 18+ (or age of majority in their jurisdiction).
- Consent: Opt‑in requires explicit authorization.
1.3 Opt‑Out & Support
- Reply "STOP" to unsubscribe (processed within 24 hours).
- Reply "HELP" or contact:
- Email: help@mnjinvestments.org
- Phone: +1 (815) 393-9010
1.4 Compliance
- Complies with TCPA, A2P 10DLC, and CTIA standards.
- Message frequency: Typically 1–4 messages/month. Standard rates apply.
2. Privacy Policy
Full privacy practices detailed at: https://mnjinvestments.org/privacy
We collect only necessary data (phone, email) for service delivery.
Opt‑in records are retained for compliance.
3. General Terms
3.1 Acceptance
By using our services, you agree to these terms.
3.2 Modifications
We reserve the right to update services/pricing with 30 days' notice.
4. Intellectual Property Rights
All content (logos, software, text) is owned by MNJ Investments.
Unauthorized use is prohibited.
5. License to Use Services
We grant a limited, non‑exclusive license to:
- Access our website for legitimate business needs.
- Receive SMS communications as opted in.
6. Disclaimers
- Service "As Is": No guarantees of uninterrupted or error‑free operation.
- Third‑Party Links: We are not responsible for external sites.
- SMS Delivery: Carriers not liable for delays/undelivered messages.
7. Online Commerce
7.1 Payments
Processed securely via Stripe/PayPal.
All transactions in USD.
7.2 Refunds
Governed by our Refund Policy (available upon request).
8. Registration & Passwords
8.1 Accounts
Provide accurate information during registration.
Notify us immediately of unauthorized access.
8.2 Password Security
You are responsible for maintaining password confidentiality.
9. Termination
We may suspend/terminate accounts for:
- Violation of these terms.
- Fraudulent activity.
- Upon termination, SMS opt‑ins will be revoked.
10. Governing Law
Governed by Texas state law.
Disputes resolved in courts of Tarrant County, TX.
11. Changes to Terms
Updates posted at https://mnjinvestments.org/terms with effective dates.
Continued use constitutes acceptance.
12. Contact Us
MNJ Investments
3920 Anewby Way, Fort Worth, TX
Phone: +1 (815) 393-9010
Email: help@mnjinvestments.org
Website: https://mnjinvestments.org